You're About To Discover How You Can Sell Your Home At Its Current Market Value, Avoid Foreclosure, Save Your Credit And Owe Your Lender Absolutely Nothing - For FREE!

With an expert's help, a real estate short sale will help you avoid foreclosure and save your credit-and cost you nothing.

Let me explain...

Perhaps you've already heard about the free home selling strategy most commonly referred to as a real estate short sale. Well, if you've got a few minutes to read along, I'll show you how practically anybody can easily use it to avoid foreclosure and the devastating credit damage that comes along with one.

Let's be clear... you must stop foreclosure. A foreclosure will cripple your ability to obtain credit for years to come. You can avoid all of this turmoil for FREE by acting quickly, and smartly!

You might already be in a situation where you can no longer afford your mortgage and are facing foreclosure. If that's the case, a real estate short sale is the perfect solution. In fact, your bank would actually prefer a short payoff or a "short sale" on your home as opposed to a foreclosure. This is because foreclosing costs them more money.

How?

When a bank forecloses on your home, they must pay to manage the property until they can sell it. That means hiring service providers to mow the lawn, repair & replace broken or missing items such as windows, appliances, new door knobs and locks, garage door openers, etc.

And guess what?

When it eventually does sell, it's often for less than they would have received through a real estate short sale.

Your bank would prefer not to foreclose on your home, knowing that a properly
executed short sale can save them money.

WARNING: Be careful because your bank will move quickly to begin the foreclosure process including sending a U.S. Marshal out to remove you and your belongings if the short sale process becomes a hassle for them which sadly, happens all too often.

A big reason there are so many foreclosures on the market is because 1) many home owners, not being fully informed of their options, never even attempt a short sale and 2) many home owners hire typical real estate agents who claim to be an "expert" like so many others these days but who aren't able to manage the complexities involved in the short sale process and simply fail. It happens every single day! When the process becomes a hassle because your agent is ill prepared, the bank will foreclose - period.

I'm going to share with you critically important facts and strategies for doing short sales that will ensure you get your short sale done properly and without a lot of hassle. When attempting to execute a real estate short sale you only have one chance to get it right, that's why working with an experienced team of real estate professionals is crucial.

My name is Aldo Martinez and I've helped people just like you avoid foreclosure, save their credit and live to fight another day. I'm certain that my strategic advice and counsel, if applied, can work miracles for you and your family also.

Since beginning my real estate career in 1993 I've helped many families sell their homes quickly and with the least amount of hassle using powerful home selling strategies including real estate short sales.

In the process, I've learned a lot about banks & buyers. I've also learned how to quickly identify and avoid typical real estate agents - the kind who can come along and mess up a perfectly good transaction and I'm going to share it all with you right now including the good, the bad and the ugly!

The advice I'm providing will help you with your particular situation but only if you're willing to follow my instructions exactly however, before we get started, I need to say something that may be extremely important right now in helping you pull all of this off.

If you're already behind on your payments, stop reading right now and Contact the Homeowner’s HOPE^™ Hotline: (888) 995-HOPE or call me at (702) 525-2536.

After listening, you'll be invited to stay on the line to speak with a short sale counselor for a FREE over the phone consultation about your unique situation. I urge you to take advantage of this unique offer.

You have nothing to fear, and you'll have the peace of mind that comes with knowing exactly what options you have for the situation you're facing right now. By acting quickly, you can likely avoid foreclosure and save your credit.

If your situation isn't yet critical, keep reading and in a few minutes you'll know exactly what a short sale is and how to make one the smartest moves you've ever done for you and your family's future.

The unfortunate truth is that you really can't trust the vast majority of real estate agents claiming to be short sale experts these days. They simply aren't qualified or experienced enough. Obtaining a top dollar offer in a battered economy while simultaneously managing the complexities of a real estate short sale requires an experienced pro. There's no other way around it.

While it is becoming downright impossible for rookies to pull off a short sale, it's becoming easier and faster for the pro's, making who you decide to work with critical. Banks have learned it's easier to foreclose and resell your home even if it's for less than they'd get through a short sale than it is to work with the average real estate sales person but... working with an experienced pro who can answer their four critical questions correctly will saving them a ton of dough and they're willing and eager to do so.

Most banks currently have a huge backlog of delinquent loans they are being forced to deal with because their original plan to "modify" these toxic loans at the request of the President and United States Congress failed completely!

By the way, you can get FREE loan modification assistance through most states' HUD website?

Why NOT sell now, save your credit and in some cases you could purchase a similar home just
down the street for half the price?

The systems and strategies for dealing with the dire situation in our banking system as it pertains to the housing market are changing very rapidly, particularly with regard to loan modifications and short sales.

Remember, more than half of the homeowners who did a loan modification were back in default within 12 months and facing foreclosure again! Despite what banks say in their public relations campaigns to keep the US congress off their backs, modifying your loan is the very last thing they are interested in doing, and it only makes sense.

So, what do you do now?

The first thing you need to do is to discover if your situation even qualifies you for a real estate short sale.

Here's some good news: over the phone I can determine if you are a good candidate for a short sale. If you qualify and think that a short sale sounds like the perfect solution for you I'll email you the necessary paperwork to get the process started.  In addition I have a network of professionals that I can also refer you to to answer the legal questions you may have and also the tax implication in volved with a short sale, modification or a foreclosure.  Educating yourself is the best thing you can do for your peace of mind.

This is just a sample of what you'll discover:

• Why your lender will accept less than you owe and pay all the selling costs.
• How to save your credit and erase your debt.
• Why banks don't want to but will foreclose on your home.
• Why most "typical real estate agents" will blow your one time shot at a real estate short sale.
• AND much more...

There's a lot of talk these days about recent laws passed in Congress, the IRS form 1099-c and how it might impact your income taxes - most of it is wrong, however...

You MUST consult with a professional tax attorney for accurate and up to the minute information. No real estate agent or adviser is legally allowed to provide ANY tax advice and the rules and regulations are changing constantly and quickly.

WARNING: Is Yours a Recourse Or Non-Recourse Loan?

The expert you want on your team must know the difference between a recourse loan and a non-recourse loan. Knowing these things can either stop a foreclosure dead in its tracks OR ruin your credit and cost you thousands! You'd be shocked to discover the devastating effects a recourse loan can have on you for the next 20 years if the bank forecloses on your home. You MUST avoid this.

If you have a full recourse loan, DO NOT let your bank foreclose on your home.
Instead, stop reading and call now!

You're in for real trouble if your agent doesn't know the re-course laws in your state and how the banks use them to their advantage. Do not expose yourself to possible financial ruin by working with an inexperienced real estate agent.

Don't Be a Guinea Pig. Most Real Estate Agents Don't Know How To Do a
Short Sale But Will Attempt To Practice On You!

How can this be? Because the vast majority of "typical" real estate agents don't sell many homes and are only in the business part-time. According to the most recent statistics I've seen from the National Association of Realtors the average agent sells less than 3 homes per year!

Would you hire an amateur pilot to fly you and your family across the ocean? Of course you wouldn't but that's exactly what most home sellers do when attempting to sell their most valuable asset... their home. For something as complex as a real estate short sale you really do require a pro.

There are 8 critical steps to a real estate short sale and all of them must be done absolutely right or you will lose your home to foreclosure and destroy your credit!

Here's why,

The typical real estate sales person in business today doesn't know:

• How to list and market homes in a battered economy.
• How to document their efforts the way many banks now require.
• How to prepare an accurate BPO (Broker Price Opinion), that will stand up to the banks scrutiny.
• How to construct water tight contracts as banks require.
• The 3 BIG mistakes that will cause banks to deny your short sale - critical!
• The secret to submitting short sale packages that gets them accepted and closed two to three times faster!
• The 4-Key Questions the bank's asset manager will demand answers to before he or she accepts an offer from any buyer.

A Certified short sale professional can manage all these critical tasks perfectly and get the banks short sale approval every time. By now, I'm hoping you recognize the danger of hiring just any agent to manage your real estate short sale and that your best friend's sister-in-law probably isn't going to cut it.

So now you got it, right?

You need a real estate pro to get your home sold AND an expert bank negotiator who knows how to work with your bank toward a successful short sale versus foreclosing on your home.

When your short sale specialist gets to the top decision maker at your bank that phone call needs to be handled perfectly - the first time. Seriously, there are no second chances with the banks loss mitigation managers. They simply won't take time for amateurs.

At Prudential Americana Group we understand real estate and banking and we already have relationships with many of the major banks asset managers. We know exactly what to say to each lender on each type of loan. Not only that, our computer is loaded with the names and contact information of senior managers and...

Since we have the direct contact numbers for senior loss mitigation manager's at most major banks and plenty of smaller institutional lenders we often can get your file approved more quickly, often getting them pushed to the front of the line.

We provide everything you'll ever need from an expert.

• Experience selling homes in difficult market conditions.
• Experience negotiating with the banks loss mitigation and asset managers.
• The systems, structure and contacts required to get your real estate short sale approved and closed.

A real estate short sale actually saves your credit.
When done properly there's no foreclosure on your credit report or
any of the damage that comes with one.

With the help of an expert you can:

• Sell Your Home For Less Than You Owe The Bank.
• Get Your Bank To Pay Most of The Closing Costs & Other Fees.
• Avoid Paying Anything or very little.
• Avoid Owing Anything.
• Save Your Credit.
• Erase Your Debt.
• Start Fresh - Immediately.

I hope this information helps you. I've provided this information so that you can make the very best decision for you. My philosophy has always been to provide people with the critical information they need to make informed and educated decisions so they can decide what's best for themselves.

I don't try to sell, convince,or pressure anybody to use my services, I simply answer questions and provide the best advice I can based on my professional experience. The end result is that many people appreciate my advice and ask for my help, which in the case of real estate short sales is absolutely free.

If you're not yet ready to discuss your particular situation with a Certified Short Sale Professional it's no problem.

• You can save your home and family from foreclosure if you take immediate action and hire the right team. I can show you how.
• My offer costs you nothing and could save your credit and help you avoid foreclosure.
• With our FREE over the phone consultation you'll get a real expert in your market place offering expert advice for your unique situation for zero cost or obligation.

Let's Wrap This Up.

At a minimum, you'll learn everything you need to know to make an informed decision. It's as simple as picking up the phone and calling right now. (702) 525-2536

By calling Prudential Americana Group right now, you can:

• Avoid foreclosure and the embarrassment of having the bank drop a foreclosure sign in your front yard or the fear of a US Marshall pulling up in your driveway and tacking a sign to your front door.
• The bank will pay all of your closing costs including delinquent taxes, real estate commissions, escrow fees, title fees...everything. You'll pay nothing and if you'd like, you'll continue living in your home for FREE until escrow closes on your short sale.
• Save Your Credit!

And, believe it or not, for many homeowners, a short sale is even credit positive!

And Finally...You Have Erased Your Debt Forever.

If you're ready for a fresh start, pick up the phone and call us now at (702) 525-2536 for a free over-the-phone consultation - there is no cost or obligation and I can help you avoid foreclosure.

If you are more than 60 days late on your mortgage already, it's critical you call now and speak to an expert in your area - it's not too late but you must call today.